Buy Life Insurance Alpharetta Call 770-203-0818

Life Insurance in Alpharetta (770) 203-0818 Purchasing insurance – either life insurance or disability coverage – from a typical insurance salesperson may be risky. The reality is that very often when the traditional life insurance agent presents their policies the only factor they will take into account is your current earnings. “So”, Mr. or Ms. Prospect, “based on the fact that you earn X amount of income annually you should have Y amount of insurance .” While your employment income has to be a criteria in deciding on how much insurance coverage you might need, very often is it should not be the ONLY criterion. Other factors can include investment portfolio income, business income, child support income, and alimony, just to name a few . Your insurance requirements should be derived from your TOTAL financial picture, not just your employment income. So where can you turn to for this kind of evaluation? For a fact a CFP can be in a position to do this total financial analysis and lay out for you about recommended levels of insurance coverages. But with a fee-basis certified financial planner, this might be really more than is needed and, cost-wise, not practical for many individuals. So where can you find this kind of comprehensive review? One place you perhaps might not have thought about is a CPA. Granted most people think of their CPA in view of taxes but he or she is in a unique position to know and understand your individual monetary situation. And increasingly CPA practices are coming to understand the benefit they can offer their clients through offering insurance , that being capable of offering recommendations on the products and amounts of coverage based on the client’s actual situation and not just based the agent’s need to sell something. We invite you to call us at the number on your screen if you would like a complete insurance review based on your total financial picture. Even if you have used another accountant or tax preparation service we can in most cases give you an accurate recommendation from reviewing your past tax returns. So call us today and let’s review your insurance coverages – what you have now and what, if anything, you might need to add to your portfolio.