Buy Life Insurance in Alpharetta Phone 770-203-0818

Life Insurance Alpharetta (770) 203-0818 Purchasing insurance – either life insurance or disability insurance – from a traditional insurance salesperson could be risky. The reality is that very often when the traditional life insurance broker pitches their products the only factor they will take into account is your current income. “So”, Mr. or Ms. Prospect, “based on the fact that your salary is X amount of income annually you should have Y amount of insurance coverage.” While your income must be one factor in deciding on the amount of insurance you might need, very often is it should not be the ONLY criterion. Other factors can include investment portfolio income, business earnings, child support income, and alimony, just to name a few of these other factors. Your insurance coverage needs should be derived from your ENTIRE financial reality, not just your employment income. So where can you turn to for this comprehensive evaluation? For a fact a CFP can have the information to do this total financial analysis and lay out for you about appropriate levels of insurance coverages. But with a fee-basis financial consultant, this might be overkill and, cost-wise, impractical for many people. So where can you turn to for this kind of comprehensive evaluation? One place you may not have considered is a Certified Public Accountant. It’s true that most people think of their CPA in light of taxes but he or she is in a position to know the breadth and depth of your individual monetary situation. And more and more CPA practices are coming to understand the great benefit they can provide their clients through offering insurance , that being capable of offering guidance on the specific products and amounts of coverage that are based on the client’s actual situation and not just based the broker’s need to make a sale. We invite you to contact us at the phone on your screen if you would like an insurance review based on your total financial situation. Even if you have used another accountant or tax preparation service we can generally provide you an accurate recommendation from reviewing your past tax filings. So give us a call today and let’s look at your insurance coverages – what you have right now and what, if anything, you might need to add to your portfolio.