Buying Life Insurance Acworth Georgia - Phone (770) 285-7044

Buying insurance – either life insurance or disability insurance – from a typical insurance agent could be risky. The reality is that typically when the traditional life insurance salesperson presents their products the only factor they will take into account is your current earnings. “So”, Mr. or Mrs. Customer, “based on the fact that you earn X amount of income annually you should have Y amount of insurance .” While your employment income should be one criteria in determining how much insurance you might need, very often is it shouldn’t be the ONLY factor. Other factors can include investment income, business earnings, child support income, and alimony, just to name a few . Your insurance coverage needs should take into account your ENTIRE financial situation, not just your income. So where can you turn to for this kind of comprehensive evaluation? For a fact a CFP can be in a position to do this comprehensive financial analysis and advise you about appropriate levels of insurance coverages. But with a fee-basis certified financial planner, this might be really more than is needed and, cost-wise, impractical for many people. So where can you turn to for this kind of comprehensive evaluation? One source many people might not have considered is a CPA. Granted most people think of their CPA in view of taxes but he or she is in a position to know your individual monetary picture. And more and more CPA practices are coming to understand the benefit they can provide their clients through offering insurance , that being capable of offering recommendations on the specific products and amounts of coverage based on the client’s actual situation and not just based the agent’s need to sell something. You are invited to call us at the phone on your screen if you would like a complete insurance review based on your total financial picture. Even if you have used another CPA or tax preparation service we can in most cases give you an accurate recommendation just from a review of your past tax returns. So give us a call today and let’s look at your insurance coverages – what you have right now and what, if anything, you might need to add to your insurance portfolio.