Insurance Acworth Georgia - Phone (770) 285-7044

Buying insurance – either life insurance or disability insurance – from a typical insurance salesperson could be risky. You see, more often than not when the traditional life insurance salesperson presents their products the only factor they will consider is your current income. “So”, Mr. or Mrs. Customer, “since your salary is X amount of income annually you need Y amount of insurance coverage.” While your employment income must be one factor in determining how much insurance coverage you might require, very often is it shouldn’t be the SOLE factor. Other factors may include investment income, business earnings, child support income, and alimony, just to name a few . Your insurance coverage needs should be derived from your ENTIRE financial picture, not just your employment income. So where can you turn to for this kind of evaluation? For a fact a CFP can be in a position to do this comprehensive financial analysis and lay out for you about recommended levels of insurance coverages. But with a fee-basis certified financial consultant, this might be really more than is needed and, cost-wise, impractical for many people. So where can you find this kind of overall evaluation? One place many people perhaps might not have considered is a Certified Public Accountant. Granted most people think of their CPA in view of taxes but that person is in a unique position to know the breadth and depth of your individual financial picture. And more and more CPA practices are realizing the great benefit they can provide their clients through offering insurance , that being able to offer recommendations on the products and amounts of coverage that are based on the client’s actual need and not just based the agent’s need to sell something. You are invited to contact us at the phone on your screen if you would like an insurance analysis based on your total financial picture. Even if you have used another CPA or tax preparation service we can usually give you an accurate recommendation from reviewing your past tax filings. So give us a call today and let’s look at your insurance coverages – what you have now and what, if anything, you might need to add to your insurance portfolio.