Purchase Life Insurance Alpharetta Phone 770-203-0818

Life Insurance in Alpharetta (770) 203-0818 Buying insurance – either life insurance or disability coverage – from a regular insurance salesperson may be risky. You see, more often than not when the traditional life insurance salesperson pitches their policies the only thing they will take into account is your current income. “So”, Mr. or Ms. Customer, “based on the fact that you earn X amount of income annually you ought to purchase Y amount of insurance coverage.” While your employment income has to be a factor in deciding on the amount of insurance coverage you might need, very often is it shouldn’t be the SOLE factor. Other factors can include investment income, business income, child support income, and alimony, just to name a few of these other factors. Your insurance requirements should take into account your OVERALL financial situation, not just your income. So where can you turn to for this comprehensive evaluation? For a fact a Certified Financial Planner can have the information to do this comprehensive financial review and lay out for you about appropriate levels of insurance coverages. But with a fee-basis certified financial planner, this might be overkill and, cost-wise, not practical for many individuals. So where can you find this kind of comprehensive evaluation? One source you may not have considered is a CPA. Granted most people think of their CPA in view of taxes but that person is in a unique position to know your individual financial picture. And more and more CPA practices are realizing the great benefit they can provide their clients by offering insurance products, that being able to offer recommendations on the specific products and amounts of coverage that are based on the client’s actual need and not just based the broker’s need to make a sale. We invite you to contact us at the phone on your screen if you would like a complete insurance analysis based on your total financial situation. Even if you have used another accountant or tax preparation service we can in most cases give you an accurate recommendation from reviewing your past tax returns. So call us today and let’s review your insurance coverages – what you have now and what, if anything, you might need to add to your portfolio.