Purchase Life Insurance in Alpharetta Georgia Phone 770-203-0818

Life Insurance in Alpharetta GA (770) 203-0818 Buying insurance – either life insurance or disability coverage – from a traditional insurance salesperson could be risky. You see, more often than not when the traditional life insurance broker pitches their policies the only factor they’ll take into account is your current earnings. “So”, Mr. or Ms. Prospect, “based on the fact that your salary is X amount of income you should have Y amount of insurance .” While your employment income has to be one factor in calculating the amount of insurance coverage you might require, very often is it should not be the SOLE criterion. Other factors can include investment income, business income, child support income, and alimony, just to name a few of these other factors. Your insurance coverage needs should take into account your ENTIRE financial reality, not just your employment income. So where can you turn to for this comprehensive evaluation? For a fact a Certified Financial Planner can have the information to do this comprehensive financial review and lay out for you about appropriate levels of insurance coverages. But with a fee-basis certified financial planner, this might be really more than is needed and, cost-wise, impractical for many individuals. So where can you find this kind of overall review? One place many people perhaps may not have thought about is a CPA. It’s true that most people think of their CPA in view of taxes but that person is in a position to know your individual monetary situation. And more and more CPA practices are coming to understand the benefit they can provide their clients by offering insurance , that being capable of offering recommendations on the specific products and amounts of coverage that are based on the client’s actual situation and not just based the broker’s need to make a sale. You are invited to call us at the phone on your screen if you would like a complete insurance analysis based on your total financial picture. Even if you have used another CPA or tax preparation service we can generally provide you an accurate recommendation from reviewing your past tax returns. So call us right now and let’s review your insurance coverages – what you have now and what, if anything, you might need to add to your portfolio.