Purchasing Insurance in Woodstock Georiga Call (770) 285-7044

Buying insurance – either life insurance or disability coverage – from a traditional insurance agent could be risky. The reality is that typically when the traditional life insurance broker pitches their products the only factor they will take into account is your current income. “So”, Mr. or Mrs. Customer, “since you earn X amount of income annually you should have Y amount of insurance coverage.” While your income must be a criteria in calculating how much insurance coverage you might require, very often is it shouldn’t be the ONLY criterion. Other factors can include investment income, business income, child support income, and alimony, just to name a few . Your insurance coverage needs should take into account your ENTIRE financial situation, not just your income. So where can you turn to for this evaluation? For a fact a CFP can have the information to do this comprehensive financial analysis and advise you about recommended levels of insurance coverages. But with a fee-basis certified financial consultant, this might be overkill and, cost-wise, not practical for many individuals. So where can you find this kind of comprehensive evaluation? One place you may not have considered is a CPA. It’s true that most people think of their CPA in view of taxes but he or she is in a unique position to know your individual financial picture. And more and more CPA practices are realizing the benefit they can provide their clients through offering insurance , that being able to offer recommendations on the specific products and amounts of coverage that are based on the client’s actual need and not just based the agent’s need to make a sale. You are invited to call us at the phone on your screen if you would like a complete insurance analysis based on your total financial picture. Even if you have used another CPA or tax preparation service we can in most cases give you an accurate recommendation just from a review of your past tax filings. So give us a call today and let’s look at your insurance coverages – what you have right now and what, if anything, you might need to add to your portfolio.