Buying Insurance in Acworth Georgia - Phone (770) 285-7044

Buying insurance – either life insurance or disability coverage – from a regular insurance salesperson may be risky. You see, typically when the traditional life insurance agent presents their policies the only thing they’ll take into account is your current income. “So”, Mr. or Ms. Prospect, “because your salary is X amount of income annually you need Y amount of insurance coverage.” While your employment income has to be a factor in calculating the amount of insurance you might require, very often is it should not be the SOLE factor. Other factors may include investment portfolio income, business earnings, child support income, and alimony, just to name a few . Your insurance needs should be derived from your ENTIRE financial situation, not just your income. So where can you turn to for this kind of evaluation? For a fact a CFP can have the information to do this comprehensive financial review and advise you about appropriate levels of insurance coverages. But with a fee-basis financial advisor, this might be really more than is needed and, cost-wise, impractical for many individuals. So where can you find this kind of comprehensive review? One source you might not have thought about is a Certified Public Accountant. It’s true that most people think of their CPA in view of taxes but he or she is in a position to know and understand your individual financial picture. And increasingly CPA practices are coming to understand the great benefit they can offer their clients through offering insurance , that being able to offer guidance on the specific products and amounts of coverage based on the client’s actual need and not just based the agent’s need to make a sale. You are invited to contact us at the phone on your screen if you would like an insurance analysis based on your total financial picture. Even if you have used another accountant or tax preparation service we can usually give you an accurate recommendation just from a review of your past tax filings. So call us today and let’s look at your insurance coverages – what you have now and what, if anything, you might need to add to your portfolio.