Buying Insurance Woodstock GA (770) 285-7044

Purchasing insurance – either life insurance or disability coverage – from a regular insurance broker could be risky. The reality is that typically when the traditional life insurance broker pitches their policies the only thing they’ll consider is your current income. “So”, Mr. or Ms. Customer, “because your salary is X amount of income annually you need Y amount of insurance coverage.” While your income must be one factor in determining how much insurance you might require, very often is it shouldn’t be the ONLY criterion. Other factors can include investment portfolio income, business income, child support income, and alimony, just to name a few . Your insurance needs should take into account your ENTIRE financial picture, not just your income. So where can you turn to for this kind of evaluation? For a fact a CFP can have the information to do this total financial review and advise you about necessary levels of insurance coverages. But with a fee-basis financial planner, this might be really more than is needed and, cost-wise, impractical for many individuals. So where can you turn to for this kind of comprehensive review? One place many people perhaps may not have thought about is a CPA. It’s true that most people think of their CPA in light of taxes but that person is in a unique position to know and understand the breadth and depth of your individual monetary situation. And more and more CPA practices are realizing the great benefit they can offer their clients through offering insurance , that being able to offer recommendations on the products and amounts of coverage based on the client’s actual need and not just based the broker’s need to sell something. You are invited to call us at the phone on your screen if you would like an insurance review based on your total financial situation. Even if you have used another CPA or tax preparation service we can usually give you an accurate recommendation from reviewing your past tax returns. So call us right now and let’s review your insurance coverages – what you have right now and what, if anything, you might need to add to your portfolio.