Buying Insurance in Acworth Georgia - Phone (770) 285-7044

Buying insurance – either life insurance or disability insurance – from a traditional insurance broker might be risky. You see, more often than not when the traditional life insurance salesperson presents their products the only thing they’ll consider is your current income. “So”, Mr. or Ms. Prospect, “based on the fact that you earn X amount of income annually you should have Y amount of insurance .” While your income has to be a criteria in determining how much insurance you might require, very often is it shouldn’t be the SOLE criterion. Other factors might include investment income, business earnings, child support income, and alimony, just to name a few of these other factors. Your insurance coverage needs should take into account your ENTIRE financial reality, not just your employment income. So where can you turn to for this kind of comprehensive evaluation? For a fact a CFP can be in a position to do this comprehensive financial analysis and lay out for you about appropriate levels of insurance coverages. But with a fee-basis certified financial consultant, this might be overkill and, cost-wise, not practical for many individuals. So where can you turn to for this kind of comprehensive evaluation? One source many people might not have thought about is a CPA. Granted most people think of their CPA in light of taxes but that person is in a position to know and understand your individual financial picture. And more and more CPA practices are realizing the benefit they can offer their clients by offering insurance , that being capable of offering guidance on the products and amounts of coverage based on the client’s actual need and not just based the broker’s need to sell something. We invite you to call us at the phone on your screen if you would like a complete insurance review based on your total financial picture. Even if you have used another CPA or tax preparation service we can usually give you an accurate recommendation just from a review of your past tax returns. So give us a call today and let’s review your insurance coverages – what you have now and what, if anything, you might need to add to your insurance portfolio.