Buy Life Insurance Alpharetta Georgia Phone 770-203-0818

Life Insurance Alpharetta GA (770) 203-0818 Buying insurance – either life insurance or disability coverage – from a regular insurance broker could be risky. You see, very often when the traditional life insurance agent pitches their products the only factor they’ll take into account is your current income. “So”, Mr. or Mrs. Customer, “since you earn X amount of income annually you ought to purchase Y amount of insurance coverage.” While your employment income must be a factor in determining how much insurance coverage you might need, very often is it shouldn’t be the ONLY factor. Other factors can include investment income, business earnings, child support income, and alimony, just to name a few . Your insurance coverage requirements should be derived from your ENTIRE financial situation, not just your employment income. So where can you turn to for this comprehensive evaluation? For a fact a CFP can have the information to do this comprehensive financial review and lay out for you about recommended levels of insurance coverages. But with a fee-basis financial consultant, this might be really more than is needed and, cost-wise, not practical for many people. So where can you find this kind of overall review? One source you perhaps may not have thought about is a CPA. It’s true that most people think of their CPA in light of taxes but that person is in a position to know and understand the breadth and depth of your individual monetary picture. And increasingly CPA practices are coming to understand the great benefit they can provide their clients through offering insurance products, that being able to offer recommendations on the products and amounts of coverage based on the client’s actual need and not just based the agent’s need to sell something. You are invited to contact us at the phone on your screen if you would like a complete insurance analysis based on your total financial situation. Even if you have used another CPA or tax preparation service we can usually give you an accurate recommendation from reviewing your past tax returns. So call us today and let’s look at your insurance coverages – what you have right now and what, if anything, you might need to add to your insurance portfolio.