Purchase Life Insurance in Alpharetta Georgia Phone 770-203-0818

Life Insurance in Alpharetta GA (770) 203-0818 Purchasing insurance – either life insurance or disability insurance – from a traditional insurance broker may be risky. You see, more often than not when the traditional life insurance agent pitches their policies the only factor they will take into account is your current earnings. “So”, Mr. or Mrs. Customer, “because your salary is X amount of income annually you ought to purchase Y amount of insurance .” While your income has to be one criteria in calculating how much insurance you might require, very often is it shouldn’t be the SOLE criterion. Other factors might include investment portfolio income, business earnings, child support income, and alimony, just to name a few of these other factors. Your insurance requirements should be derived from your TOTAL financial picture, not just your employment income. So where can you turn to for this evaluation? For a fact a CFP can be in a position to do this total financial review and advise you about necessary levels of insurance coverages. But with a fee-basis financial planner, this might be really more than is needed and, cost-wise, impractical for many people. So where can you turn to for this kind of overall review? One place many people perhaps might not have thought about is a Certified Public Accountant. Granted most people think of their CPA in light of taxes but he or she is in a position to know the breadth and depth of your individual monetary picture. And more and more CPA practices are realizing the great benefit they can offer their clients through offering insurance , that being capable of offering recommendations on the specific products and amounts of coverage based on the client’s actual situation and not just based the broker’s need to sell something. You are invited to contact us at the phone on your screen if you would like an insurance analysis based on your total financial situation. Even if you have used another accountant or tax preparation service we can usually give you an accurate recommendation from reviewing your past tax returns. So call us right now and let’s review your insurance coverages – what you have now and what, if anything, you might need to add to your portfolio.